Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) requirement.
C) standard exception.
D) post policy event.

2. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) sign his or her name on the witness line
B) list the expiration date of his or her commission
C) affix his or her official stamp
D) obtain proper identification from all signers

3. A manufactured home can be insured if

A) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
B) it has a motor vehicle title and is located on the insured property.
C) it is on the insured property and has a permanent foundation.
D) a mortgage has been filed describing the manufactured home.

4. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

5. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) increase the premium.
C) modify the policy.
D) describe the covered losses.

Solutions: