Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Accident and health policies must cover physically or mentally handicapped dependent children:

A) Until they become self-sustaining
B) For life
C) To age 19
D) To age 25

2. All of the following factors may affect premium determination in individual life insurance EXCEPT:

A) Race
B) Health
C) Age
D) Occupation

3. Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?

A) Some benefits will usually be taxable
B) Benefits will not be taxable
C) Taxation depends on the beneficiary's tax bracket
D) All benefits will be taxable

4. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Earning commission
B) Performing clerical duties
C) Enrolling individuals in group plans
D) Acting as a regularly salaried officer

5. Which of the following is NOT a mandated benefit in Maryland?

A) Hearing aids for children
B) Treatment of substance abuse
C) Weight reduction programs
D) Treatment of mental illness

Solutions: